Plan

Louisiana Municipal Police

State

Louisiana

Funded Ratio

89.4%

Assets

$2.63B

Members

13,112

Health Grade: B — Adequately funded — meeting most funding benchmarks

FY2023 data Grade B Public Plans Database

Louisiana Municipal Police

Funded ratio, unfunded liability, member counts, ARC coverage, and 23-year financial history for Louisiana Municipal Police — sourced from the Public Plans Database (Boston College CRR) and cross-checked against actuarial valuations.

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By Kiznis Studio Editorial · June 2026 · Louisiana · Police & Fire Plan · Data through FY2023

Financial Health Grade

Adequately funded — meeting most funding benchmarks

Funded Ratio

89.4%

actuarial assets / liabilities

Unfunded Liability

$311M

actuarial shortfall

Total Members

13,112

active + retired + vested

1-Year Return

10.4%

net investment return

3.4pp vs 5-yr avg

5-Year Avg Return

7.0%

annualized, net of fees

ARC Payment

13.3%

of actuarially required contribution

How Louisiana Municipal Police Funded Ratio Compares

Plan Funded Ratio 89.4%

National avg

A ratio of 89.4% compared against the national public-pension average of 73.5%.

Healthy Threshold

Plans above 80% are generally considered adequately funded by NASRA standards.

Participant Composition

The active-to-retiree ratio is a leading indicator of long-term plan sustainability — plans with more retirees than active contributors face mounting cash-flow pressure as benefit payments outpace incoming contributions.

Investment Policy Mix

Public pension plans report their asset allocation in Form 5500 Schedule H Part I disclosures. Equity-heavy mixes capture market upside but introduce volatility; fixed-income tilts protect funded status during downturns at the cost of long-run return.

Historical Funded Ratio

Year	Funded Ratio	Assets	Unfunded	Members
2024	89.4%	N/A	N/A	N/A
2023	89.7%	$2.63B	$301M	13,112
2022	89.7%	$2.48B	$285M	12,717
2021	90.5%	$2.82B	$295M	12,649
2020	89.5%	$2.26B	$264M	12,535
2019	88.0%	$2.22B	$303M	12,372
2018	87.1%	$2.16B	$320M	12,164
2017	87.4%	$2.05B	$294M	11,990
2016	86.3%	$1.82B	$291M	11,818
2015	85.8%	$1.89B	$313M	11,621
2014	85.8%	$1.89B	$313M	11,455
2013	84.1%	$1.62B	$306M	11,508
2012	87.2%	$1.42B	$209M	11,469
2011	85.1%	$1.45B	$255M	11,580
2010	82.9%	$1.19B	$245M	11,617
2009	75.8%	$1.10B	$350M	11,437
2008	74.4%	$1.48B	$510M	11,112
2007	73.7%	$1.63B	$582M	10,884
2006	82.1%	$1.42B	$309M	10,661
2005	82.7%	$1.33B	$279M	10,493

What the Data Says About Louisiana Municipal Police

Louisiana Municipal Police reports a funded ratio of 89.4% as of fiscal year 2023, earning a financial health grade of B in the Public Plans Database. The plan holds $2.63B in market assets against an unfunded liability of $311M. As a Police & Fire plan operating under Louisiana sponsorship, it covers 13,112 members (5,288 active contributors, 5,350 retirees drawing benefits). These figures aggregate from Form 5500 filings submitted to the Department of Labor and actuarial valuations reported through NASRA.

A funded ratio above 80% signals that Louisiana Municipal Police has substantial assets to meet projected obligations, placing it above the national public-pension average of roughly 72–75%. Employer contributions covered 13.3% of the Annual Required Contribution in the most recent reporting cycle, while the plan posted a 5-year average investment return of 7.0%. The relationship between contribution adequacy and investment performance determines whether the unfunded liability narrows or expands year over year.

For Louisiana taxpayers and plan members, the $311M unfunded gap represents the actuarial shortfall that must eventually be closed through a combination of contributions, investment returns, or benefit modifications. Unlike private-sector pensions governed by ERISA and backstopped by the PBGC, public plans like Louisiana Municipal Police rely on the full faith and credit of Louisiana — meaning funding shortfalls flow through to state and local budgets rather than a federal insurance program. This information summarizes official Public Plans Database disclosures and is provided for research and educational purposes only. It is not financial, legal, or retirement-planning advice; active and retired members with specific benefit questions should consult their plan administrator directly.

Membership

5,288

Active Members

5,350

Retirees

13,112

Total Members

Plan Details

Plan Type: Police & Fire
State: Louisiana
Market Assets: $2.63B
ARC Payment: 13.3%

Source: Public Plans Database (PPD)
Boston College CRR / NASRA

Other Louisiana Plans

Baton Rouge City Parish Retirement System 99.8%
Louisiana State Parochial Employees 96.2%
Louisiana Schools 77.8%
New Orleans Employees' Retirement System 76.0%
New Orleans Firefighters 68.4%

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Related Resources

Pension Guides

Frequently Asked Questions

Is Louisiana Municipal Police fully funded?

Louisiana Municipal Police has a funded ratio of 89.4% as of FY2023, earning a health grade of B. A funded ratio of 100% means the plan has enough assets to cover all projected liabilities. Ratios above 80% are generally considered adequately funded; ratios below 60% indicate significant underfunding and risk to future benefits.

What happens if Louisiana Municipal Police runs out of money?

Public pension plans like Louisiana Municipal Police are backed by the sponsoring government entity — in this case Louisiana. If a plan's assets are insufficient, the state or local government is typically required to make up the difference through increased contributions, benefit adjustments, or tax measures. Unlike private pensions, public pensions are not insured by the PBGC, but they do carry the full faith and credit of the sponsoring government.

What does a funded ratio of 89.4% mean?

A funded ratio of 89.4% means that Louisiana Municipal Police currently has assets equal to 89.4% of its projected benefit obligations. The unfunded liability — the gap between assets and liabilities — stands at $311M. This is considered adequately funded.

How does Louisiana Municipal Police compare to other public pensions?

Louisiana Municipal Police is a Police & Fire plan in Louisiana serving 13,112 members. Nationally, the average funded ratio for public pension plans tracked by the Public Plans Database is approximately 72–75%. Louisiana Municipal Police's funded ratio of 89.4% places it above the national average, reflecting strong fiscal management.

How many members does Louisiana Municipal Police have?

Louisiana Municipal Police covers 13,112 total members, including 5,288 active employees and 5,350 retirees currently receiving benefits. The ratio of active members to retirees is a key indicator of plan sustainability — when the number of retirees grows relative to active contributors, funding pressure increases.

What is the ARC payment percentage for Louisiana Municipal Police?

Louisiana Municipal Police pays 13.3% of its Annual Required Contribution (ARC). Consistently underpaying the ARC accelerates the growth of unfunded liabilities and places future benefits at greater risk. Employer contribution patterns are tracked annually in the Public Plans Database.

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Data sourced from official Public Plans Database and actuarial valuations from federal and state pension systems. See our methodology for details. Retrieved and formatted by Kiznis Studio Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the Public Plans Database (PPD). Consult a qualified professional before making decisions based on this data.

Read our methodology — how this data is sourced, computed, and verified.

All federal data sources used on this page

U.S. Census Bureau ACS — demographic + housing + income data. census.gov/programs-surveys/acs
BLS Occupational Employment and Wage Statistics (OEWS) — wage + employment by occupation. bls.gov/oes
BEA Regional Economic Accounts — GDP + personal income by state/metro. bea.gov/data/regional
U.S. Census Bureau County Business Patterns — establishment + employment by industry. census.gov/cbp
IRS Statistics of Income (SOI) — tax-return aggregate data. irs.gov/statistics
data.gov — U.S. federal open-data portal — discovery layer for additional federal sources. data.gov