How many public pension plans does Oklahoma have?

Oklahoma has 6 public pension plans tracked by the Public Plans Database (PPD), covering 289,143 total members. These plans include state-level and local government retirement systems for teachers, police, firefighters, and general employees.

Is Oklahoma's pension system in crisis?

Oklahoma's public pension plans average 85.2% funded (#8 of 51, 9.7 points above the national average) with combined unfunded liability $3.53B. Top-third average funding still leaves 0 D/F-graded plans on the roster. Data is sourced from the Boston College Center for Retirement Research.

What is the average funded ratio in Oklahoma?

The average funded ratio across all 6 public pension plans in Oklahoma is 85.2% (#8 of 51 among states), based on the most recent Public Plans Database data. A funded ratio of 100% means a plan has sufficient assets to meet all projected obligations. The national average for public pensions is approximately 75.5%. Individual plan ratios in Oklahoma vary; browse the table above to compare specific plans.

Public Plans Database

Oklahoma Public Pension Plans

Name: Oklahoma Public Pension Plans
Creator: Boston College Center for Retirement Research
License: https://www.usa.gov/government-copyright

6 plans · top-third average funded ratio (#8 of 51)

Higher funded-ratio band. Oklahoma ranks #8 of 51 by average actuarial funded ratio (85.2%), top-third among states with a published average.

Avg funded ratio: 85.2%
Total unfunded: $3.53B
Total members: 289,143
Plans tracked: 6

According to the Public Plans Database, compiled by the Boston College Center for Retirement Research, Oklahoma’s 6 tracked plans carry a combined unfunded liability of $3.53B at an average funded ratio of 85.2%. Plan cards report FY2023 valuations; this site’s database copy was last loaded in July 2026. See our methodology for the full source and update cadence.

PPD actuarial excerpt

State roster OK Oklahoma

Oklahoma: avg 85.2% funded (9.7 points above the national average) · 0 D/F grades · unfunded $3.53B

AVG 85.2%
UNF $3.53B
MEM 289,143
N 6
DF 0
VS +9.7pt
BEST 98.9%
LOW 74.7%

Funded-ratio peers

Nearest funded-ratio peer: New York (85.5%)

Average funded ratio neighbourhood vs Oklahoma (FY2023 plan cards)

0 of 6 published-ratio plans sit under 60% actuarial assets; 0 of 6 carry a D or F health grade. How funded ratios are calculated →

Oklahoma in the higher-funded third

Health grades and the 85.2% state average (#8 of 51, 9.7 points above the national average) use the same FY2023 plan-card snapshot as the hero KPIs and the table below.

Health-grade counts from the same state plan rows as the roster table

Source: Public Plans Database (Boston College CRR / NASRA) As of FY2023 plan cards; history through FY2024

Average actuarial funded ratio across 6 Oklahoma plans (FY2023 plan cards)

Plan types in Oklahoma

Aggregates from the same FY2023 plan-card rows as the roster below. Averages include only plans that report a funded ratio.

Type	Plans	Avg funded	Members	Assets	Unfunded
Police & Fire	2	88.5%	20,083	$6.16B	$918M
General State	2	80.1%	76,739	$11.56B	$2.10B
Teachers	1	98.6%	185,428	$20.38B	$294M
Municipal	1	75.5%	6,893	$690M	$224M

Every tracked plan in Oklahoma

FY2023 plan-card snapshot from the Public Plans Database. ARC is the actuarially required contribution as a share of payroll where reported.

Plan	Type	Funded	Grade	Assets	Unfunded	Members	ARC	1yr return
Oklahoma Police Pension and Retirement System	Police & Fire	98.9%	B	$3.02B	$34M	9,452	267.3%	6.7%
Oklahoma Teachers Retirement System	Teachers	98.6%	B	$20.38B	$294M	185,428	108.4%	9.0%
Oklahoma Public Employees Retirement System	General State	85.5%	B	$10.72B	$1.81B	72,331	304.2%	8.2%
Oklahoma Fire	Police & Fire	78.0%	C	$3.14B	$884M	10,631	105.3%	13.4%
Oklahoma Municipal Employees	Municipal	75.5%	B	$690M	$224M	6,893	n/a	9.8%
Oklahoma City Employee Retirement System	General State	74.7%	B	$842M	$285M	4,408	105.8%	8.7%

Read our methodology - how this data is sourced, computed, and verified.

Compare inside Oklahoma’s higher-funded roster

Data sourced from official Public Plans Database and actuarial valuations from federal and state pension systems. See our methodology for details. Retrieved and formatted by PlainPension · Oklahoma roster FY2023

Compiled by PlainPension, Pension Fund Health Editorial Process · July 23, 2026