Unfunded Liability
N/A
actuarial shortfall
FY2023 data · Public Plans Database
Charlotte (NC) Law Enforcement
Drawing on 23 years of Public Plans Database history (Boston College CRR), this page covers Charlotte (NC) Law Enforcement's funded ratio, unfunded liability, member counts, and investment returns, cross-checked against actuarial valuations.
By PlainPension · · North Carolina · Police & Fire Plan · Data through FY2023
- Funded ratio
- 54.0%
- Health grade
- DLower reported funded ratio in this dataset
- Market assets
- N/A
- Members
- N/A
According to the Public Plans Database, compiled by the Boston College Center for Retirement Research, Charlotte (NC) Law Enforcement is one of 197 public pension plans tracked nationwide. The plan card reports FY2023 valuation figures; the multi-year table includes FY2024 where PPD published it; this site’s database copy was last loaded in July 2026. See our methodology for the full source and update cadence.
Total Members
N/A
active + retired + vested
1-Year Return
5.5%
net investment return
-1.2pp vs 5-yr avg
5-Year Avg Return
6.8%
annualized, net of fees
How Charlotte (NC) Law Enforcement Funded Ratio Compares
Plan Funded Ratio 54.0%
National avg
A ratio of 54.0% compared against the national public-pension average of 75.5%.
Healthy Threshold
Plans above 80% are generally considered adequately funded by NASRA standards.
Historical Funded Ratio
| Year | Funded Ratio |
|---|---|
| 2024 | N/A |
| 2023 | 54.0% |
| 2022 | 53.4% |
| 2021 | 53.7% |
| 2020 | 53.3% |
| 2019 | 52.4% |
| 2018 | 51.8% |
| 2017 | 53.0% |
| 2016 | 55.5% |
| 2015 | 55.7% |
| 2014 | 56.2% |
| 2013 | 53.7% |
| 2012 | 54.0% |
| 2011 | 56.3% |
| 2010 | 58.7% |
| 2009 | 59.8% |
| 2008 | 62.9% |
| 2007 | 75.5% |
| 2006 | 76.0% |
| 2005 | 78.7% |
What the Data Says About Charlotte (NC) Law Enforcement
Charlotte (NC) Law Enforcement reports a funded ratio of 54.0% as of fiscal year 2023, earning a financial health grade of D in the Public Plans Database. The plan holds N/A in market assets against an unfunded liability of N/A. As a Police & Fire plan operating under North Carolina sponsorship, it covers an undisclosed member base.
Charlotte (NC) Law Enforcement's funded ratio lands close to the middle of the national distribution, 22 points below the 75.5% national average across tracked plans. A 5-year average investment return of 6.8% factors into the plan's overall trajectory.
For North Carolina taxpayers and plan members, the N/A unfunded gap is the actuarial shortfall this plan must close over time.
Where this data comes from + how funding gaps get resolved
These figures come from the Public Plans Database, a collaboration between the Boston College Center for Retirement Research and NASRA that compiles them from each plan's Comprehensive Annual Financial Reports (CAFRs) and actuarial valuations. The relationship between contribution adequacy and investment performance determines whether an unfunded liability narrows or expands year over year, and the gap itself is typically closed through some combination of higher contributions, investment returns, or benefit modifications. See our methodology for how public-pension funding differs from ERISA-backed private plans, and our disclaimer below before acting on this data.
Plan Details
- Plan Type
- Police & Fire
- State
- North Carolina
Source: Public Plans Database (PPD)
Boston College CRR / NASRA
Boston College CRR / NASRA
Plans With a Similar Funded Ratio
The closest plans nationwide to Charlotte (NC) Law Enforcement's 54.0% funded ratio.
Other North Carolina Plans
All North Carolina plans →Frequently Asked Questions
Is Charlotte (NC) Law Enforcement fully funded?
Charlotte (NC) Law Enforcement has a funded ratio of 54.0% as of FY2023, earning a health grade of D. This ratio summarizes one reported funding measure. It does not substitute for a plan's actuarial valuation, financial statements, or a review of its contribution policy.
What happens if Charlotte (NC) Law Enforcement runs out of money?
Charlotte (NC) Law Enforcement's reported funding data can identify questions for further research. It does not establish how a sponsor will set contributions, benefits, or revenue policy.
What does a funded ratio of 54.0% mean?
A funded ratio of 54.0% means that Charlotte (NC) Law Enforcement currently has assets equal to 54.0% of its projected benefit obligations. The unfunded liability, the gap between assets and liabilities, stands at N/A. This level of underfunding typically requires corrective action such as increased contributions or benefit restructuring.
How does Charlotte (NC) Law Enforcement compare to other public pensions?
Charlotte (NC) Law Enforcement is a Police & Fire plan in North Carolina. Nationally, the average funded ratio for public pension plans tracked by the Public Plans Database is approximately 75.5%. Charlotte (NC) Law Enforcement's funded ratio of 54.0% places it below the national average, indicating elevated fiscal pressure.
How many members does Charlotte (NC) Law Enforcement have?
Charlotte (NC) Law Enforcement covers an undisclosed number of members. The ratio of active members to retirees is a key indicator of plan sustainability, when the number of retirees grows relative to active contributors, funding pressure increases.
Related
Data sourced from official Public Plans Database and actuarial valuations from federal and state pension systems. See our methodology for details. Retrieved and formatted by PlainPension
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the Public Plans Database (PPD). Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.
Data sources used on this page
- Public Plans Database (PPD) - funded ratios, assets, liabilities, and member counts for US state and local public pension plans, maintained by the Boston College Center for Retirement Research with MissionSquare Research Institute and NASRA. publicplansdata.org
- NASRA - National Association of State Retirement Administrators public-pension actuarial and policy references. nasra.org
Every figure on PlainPension is rendered directly from the Public Plans Database (Boston College Center for Retirement Research), no number is typed in by an editor. This page aggregates this plan's funded ratio, unfunded liability, and multi-year financial history, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.