Is Kansas City Police fully funded?

Kansas City Police has a source-reconciled actuarial funded ratio of 69.5% as of FY2024, earning a health grade of B. Funded ratios are reported on each plan's actuarial basis, which can smooth investment gains and losses over time. A single percentage is therefore a comparison point rather than a complete forecast.

What happens if Kansas City Police runs out of money?

The PPD records a plan's reported financial measures; it does not provide a guarantee analysis. Check the plan's official disclosures for jurisdiction-specific benefit and funding information.

What does a funded ratio of 69.5% mean?

A funded ratio of 69.5% means that Kansas City Police reported actuarial assets equal to 69.5% of its accrued liabilities at that valuation date. The source-reported actuarial unfunded liability stands at $535M. This represents a moderate funding gap that requires ongoing monitoring.

How does Kansas City Police compare to other public pensions?

Kansas City Police is a Police & Fire plan in Missouri serving 3,546 members. Nationally, the average funded ratio for public pension plans tracked by the Public Plans Database is approximately 75.5%. Kansas City Police's source-reconciled actuarial funded ratio of 69.5% places it near the national average.

How many members does Kansas City Police have?

Kansas City Police covers 3,546 total members, including 1,583 active employees and 1,847 retirees currently receiving benefits. The ratio of active members to retirees is a key indicator of plan sustainability, when the number of retirees grows relative to active contributors, funding pressure increases.

FY2024 source-reconciled actuarial data · Public Plans Database

Kansas City Police

Kansas City Police tracked in full: funded ratio, unfunded liability, membership, and investment returns across 23 years, sourced from the Public Plans Database (Boston College CRR) and verified against actuarial valuations.

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By PlainPension · July 2026 · Missouri · Police & Fire Plan · Data through FY2024

Actuarial funded ratio: 69.5%
Health grade: BReported funded ratio above the portfolio average range
Actuarial assets: $1.22B
Members: 3,546

According to the Public Plans Database, compiled by the Boston College Center for Retirement Research, Kansas City Police is one of 197 public pension plans tracked nationwide. The plan card reports source-reconciled actuarial figures through FY2024; the multi-year table includes only years whose reported ratio ties to its actuarial dollars. This site’s database copy was last loaded in July 2026. See our methodology for the full source and update cadence.

Higher funded-ratio band

Kansas City Police ranks #17 of 192 by source-reconciled actuarial funded ratio (69.5%), top-third among tracked public plans.

Kansas City Police in the higher-funded third

According to the Public Plans Database, Kansas City Police sits in the higher-funded third at 69.5% (grade B, #17 of 192) for FY2024, 6.0 points below the national public-pension average.

69.5%
Funded · #17 of 192: B
Health grade: $535M
Actuarial unfunded liability: -28.2pp
FY2001→FY2024

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Actuarial Unfunded Liability

$535M

Below-median unfunded liability · source-reported UAAL

Total Members

3,546

active + retired + vested

1-Year Return

11.4%

Strong return year · net investment return

4.0pp vs 5-yr avg

5-Year Avg Return

7.4%

Above assumed rate · annualized, net of fees

Composite Health Score

28/100

Kansas City Police

Transparent derived index from public pension-plan filings, not an official rating. A 4-dimension composite (funded ratio, contribution discipline, 5-year investment return, unfunded burden), each scored against this dataset's own percentile distribution across 197 reporting plans. Not the same as the plan's headline funded-ratio grade above. See the exact dimensions, weights, and formula.

Funded Ratio F

69.5%

Actuarial assets as a share of liabilities

Contribution Discipline F

100.0%

Share of the actuarially required contribution actually paid

Investment Returns F

7.4%

5-year annualized investment return

Unfunded Burden F

31.5%

Unfunded liability as a share of total obligations

How this score is calculated (benchmark table)

Dimension	P10	P25	P50	P75	P90	Weight
Funded ratio (higher = better)	57.6%	67.2%	75.0%	87.0%	97.6%	0.35
Contribution discipline (ARC) (higher = better)	88.4%	100.0%	100.0%	104.1%	122.1%	0.25
5yr investment return (higher = better)	6.4%	7.5%	8.3%	9.1%	9.9%	0.20
Unfunded burden (lower = better)	2.0%	12.7%	25.0%	33.1%	42.4%	0.20

Percentiles computed across all 197 plans in this database with a reported value for that metric (2026-09-09). A dimension a plan does not report drops out of its composite, and that weight redistributes across the dimensions it does report, so thin reporting never silently lowers a score relative to a fully-reported peer.

Participant Composition

Investment Policy Mix

What changed, FY2023 to FY2024

2.3 pts funded ratio

Kansas City Police's funded ratio fell 2.3 points from FY2023 to FY2024, driven by the liability side: the accrued liability moved +4.8% while assets moved +1.5%.

Funded ratio

71.8% → 69.5%

Actuarial assets

$1.20B → $1.22B (+1.5%)

Accrued liability

$1.68B → $1.76B (+4.8%)

Where the 2.3-point move came from

Assets: +1.1 pts
Accrued liability: -3.4 pts

Accrued liability is the source-reported value for benefits already promised. The two contributions are the move the ratio would have made on the prior year’s liability (assets) and the remainder (liability); they sum to the total by construction. Both years shown provide source-reconciled actuarial assets and liability, so neither figure rests on a ratio published on its own. Source: Public Plans Database (Boston College CRR / NASRA), loaded July 2026. See our funding-change board for how this plan’s move compares with the rest of the dataset.

Historical Actuarial Funding

Year	Actuarial Ratio	Assets	Liabilities	UAAL	Members	ARC	1yr return
2024	69.5%	$1.22B	$1.76B	$535M	N/A	100.0%	10.4%
2023	71.8%	$1.20B	$1.68B	$472M	3,546	100.0%	11.4%
2022	75.9%	$1.19B	$1.56B	$377M	3,538	100.0%	-12.4%
2021	75.7%	$1.14B	$1.51B	$367M	3,597	100.0%	15.5%
2020	75.0%	$1.08B	$1.44B	$361M	3,612	100.0%	11.9%
2019	76.0%	$1.06B	$1.40B	$336M	3,557	100.0%	19.5%
2018	77.0%	$1.03B	$1.34B	$308M	3,472	100.0%	-4.6%
2017	76.8%	$991M	$1.29B	$300M	3,412	100.0%	14.8%
2016	76.7%	$952M	$1.24B	$289M	3,437	100.0%	8.4%
2015	77.6%	$930M	$1.20B	$268M	3,482	100.0%	n/a
2014	76.8%	$892M	$1.16B	$269M	3,465	63.8%	6.5%
2013	77.5%	$863M	$1.11B	$250M	3,410	51.7%	17.6%
2012	75.5%	$842M	$1.12B	$273M	3,361	53.6%	14.1%
2011	75.9%	$818M	$1.08B	$259M	3,376	49.5%	-2.5%
2010	78.6%	$823M	$1.05B	$224M	3,404	71.9%	5.6%
2009	71.4%	$728M	$1.02B	$291M	3,402	70.7%	23.3%
2008	86.7%	$840M	$968M	$128M	3,435	70.7%	-27.0%
2007	85.7%	$787M	$918M	$131M	3,371	68.3%	11.6%
2006	81.1%	$714M	$881M	$167M	3,315	70.5%	12.1%
2005	80.8%	$677M	$838M	$161M	3,203	78.8%	7.6%

What the Data Says About Kansas City Police

Kansas City Police is funded above the midpoint but still carries a real shortfall, 6 points below the 75.5% national average across tracked plans. A 5-year average investment return of 7.4% factors into the plan's overall trajectory.

For Missouri taxpayers and plan members, the $535M source-reported actuarial unfunded liability is the shortfall this plan must close over time.

Where this data comes from + how funding gaps get resolved

These figures come from the Public Plans Database, a collaboration between the Boston College Center for Retirement Research and NASRA that compiles them from each plan's Comprehensive Annual Financial Reports (CAFRs) and actuarial valuations. The relationship between contribution adequacy and investment performance determines whether an unfunded liability narrows or expands year over year, and the gap itself is typically closed through some combination of higher contributions, investment returns, or benefit modifications. See our methodology for how public-pension funding differs from ERISA-backed private plans, and our disclaimer below before acting on this data.

Membership

1,583

Active Members

1,847

Retirees

3,546

Total Members

Plan Details

Plan Type: Police & Fire
State: Missouri
Market Assets: $1.16B

Source: Public Plans Database (PPD)
Boston College CRR / NASRA

Plans With a Similar Funded Ratio

The closest plans nationwide to Kansas City Police's 98.6% funded ratio.

Showing 5 of 191 plans nationwide with a reported funded ratio.

New York State Teachers Retirement System 98.6%
Oklahoma Teachers Retirement System 98.6%
Manchester Employees' Contributory Retirement System 98.6%
St. Paul Teachers' Retirement Fund Association 98.5%
Milwaukee City ERS 98.6%

Other Missouri Plans

All Missouri plans →

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Cite this page

PlainPension, “Kansas City Police: Funded Ratio, Assets, and Actuarial Data.” Compiled from the Public Plans Database (PPD), compiled by the Boston College Center for Retirement Research with MissionSquare Research Institute and NASRA; data as of FY2023 plan card; history through FY2024. https://plainpension.com/plan/kansas-city-police

Formal citation formats (APA / MLA)

APA: PlainPension. (2023). Kansas City Police: Funded Ratio, Assets, and Actuarial Data. Retrieved September 23, 2026, from https://plainpension.com/plan/kansas-city-police

MLA: "Kansas City Police: Funded Ratio, Assets, and Actuarial Data." PlainPension, 2023, https://plainpension.com/plan/kansas-city-police.

You are welcome to quote these figures with attribution to PlainPension and the underlying source. The URL above is stable. See our Terms of Use for what reuse is permitted.

Every figure on PlainPension is rendered directly from the Public Plans Database (Boston College Center for Retirement Research), no number is typed in by an editor. Kansas City Police ranks #17 of 192 by funded ratio and #163 of 190 by membership. This information is for informational purposes only and does not constitute professional advice, consult a qualified professional before acting on it. See our editorial standards & corrections policy, the typed corrections pathway, the methodology behind these numbers, or report a data error. Data current as of July 2026.

Compiled by PlainPension · July 23, 2026