FY2023 data · Public Plans Database

St. Louis Firemen

Drawing on 23 years of Public Plans Database history (Boston College CRR), this page covers St. Louis Firemen's funded ratio, unfunded liability, member counts, and investment returns, cross-checked against actuarial valuations.

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By · · Missouri · Police & Fire Plan · Data through FY2023

Funded Ratio: 86.2% (Healthy) St. Louis Firemen funded ratio compared to national public pension benchmark. FUNDED RATIO 86.2% Healthy Nat'l avg 75.49869791666667% 0% 60 70 80 100% Healthy > 80% · At-risk 70-80% · Critical < 60%
St. Louis Firemen funded ratio is 86.2 percent, classified as Healthy. National public-pension benchmark is 75.49869791666667 percent.
Funded ratio
86.2%
Health grade
BReported funded ratio above the portfolio average range
Market assets
$554M
Members
1,407

According to the Public Plans Database, compiled by the Boston College Center for Retirement Research, St. Louis Firemen is one of 197 public pension plans tracked nationwide. The plan card reports FY2023 valuation figures; the multi-year table includes FY2024 where PPD published it; this site’s database copy was last loaded in July 2026. See our methodology for the full source and update cadence.

Unfunded Liability

$89M

actuarial shortfall

Total Members

1,407

active + retired + vested

1-Year Return

9.8%

net investment return

0.7pp vs 5-yr avg

5-Year Avg Return

9.1%

annualized, net of fees

How St. Louis Firemen Funded Ratio Compares

Plan Funded Ratio 86.2%
National avg

A ratio of 86.2% compared against the national public-pension average of 75.5%.

Healthy Threshold

Plans above 80% are generally considered adequately funded by NASRA standards.

Participant Composition

Participants: 583 active, 819 retired, 0 separated Plan participant breakdown showing active workers, retirees, and separated-vested members. PARTICIPANT MIX 1.4K total members 41% 58% Active 583 Retired 819 Separated 0 Active-to-Retiree 0.71 · Mature / At Risk
Plan participant breakdown: 583 active workers, 819 retirees, 0 separated-vested members. Sustainability rating: Mature / At Risk.

The active-to-retiree ratio is a leading indicator of long-term plan sustainability, plans with more retirees than active contributors face mounting cash-flow pressure as benefit payments outpace incoming contributions.

Investment Policy Mix

Asset Allocation: 55% equity, 25% fixed income, 17% alternatives St. Louis Firemen investment policy mix as reported in its CAFR and actuarial valuation. ASSET ALLOCATION $554M market assets · CAFR / actuarial valuation 55% 25% 17% Equity 55.0% Fixed Inc. 25.0% Alternatives 17.0% Cash 3.0% Investment Stance: Growth-Tilted · Equity + Alts 72%
St. Louis Firemen asset allocation: 55% equity, 25% fixed income, 17% alternatives, 3% cash. Investment stance: Growth-Tilted.

Public pension plans report their asset allocation in their annual CAFR and actuarial valuation. Equity-heavy mixes capture market upside but introduce volatility; fixed-income tilts protect funded status during downturns at the cost of long-run return.

Historical Funded Ratio

Year Funded Ratio
2024 N/A
2023 N/A
2022 N/A
2021 N/A
2020 N/A
2019 N/A
2018 N/A
2017 N/A
2016 N/A
2015 N/A
2014 N/A
2013 86.2%
2012 82.7%
2011 85.7%
2010 79.3%
2009 75.2%
2008 91.4%
2007 100.3%
2006 91.2%
2005 90.1%

What the Data Says About St. Louis Firemen

St. Louis Firemen reports a funded ratio of 86.2% as of fiscal year 2023, earning a financial health grade of B in the Public Plans Database. The plan holds $554M in market assets against an unfunded liability of $89M. As a Police & Fire plan operating under Missouri sponsorship, it covers 1,407 members (583 active contributors, 819 retirees drawing benefits).

St. Louis Firemen ranks among the better-funded plans in the database, 11 points above the 75.5% national average across tracked plans. A 5-year average investment return of 9.1% factors into the plan's overall trajectory.

For Missouri taxpayers and plan members, the $89M unfunded gap is the actuarial shortfall this plan must close over time.

Where this data comes from + how funding gaps get resolved

These figures come from the Public Plans Database, a collaboration between the Boston College Center for Retirement Research and NASRA that compiles them from each plan's Comprehensive Annual Financial Reports (CAFRs) and actuarial valuations. The relationship between contribution adequacy and investment performance determines whether an unfunded liability narrows or expands year over year, and the gap itself is typically closed through some combination of higher contributions, investment returns, or benefit modifications. See our methodology for how public-pension funding differs from ERISA-backed private plans, and our disclaimer below before acting on this data.

Membership

583
Active Members
819
Retirees
1,407
Total Members

Plan Details

Plan Type
Police & Fire
State
Missouri
Market Assets
$554M
Source: Public Plans Database (PPD)
Boston College CRR / NASRA

Plans With a Similar Funded Ratio

The closest plans nationwide to St. Louis Firemen's 86.2% funded ratio.

Other Missouri Plans

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Pension Guides

Frequently Asked Questions

Is St. Louis Firemen fully funded?

St. Louis Firemen has a funded ratio of 86.2% as of FY2023, earning a health grade of B. This ratio summarizes one reported funding measure. It does not substitute for a plan's actuarial valuation, financial statements, or a review of its contribution policy.

What happens if St. Louis Firemen runs out of money?

St. Louis Firemen's reported funding data can identify questions for further research. It does not establish how a sponsor will set contributions, benefits, or revenue policy.

What does a funded ratio of 86.2% mean?

A funded ratio of 86.2% means that St. Louis Firemen currently has assets equal to 86.2% of its projected benefit obligations. The unfunded liability, the gap between assets and liabilities, stands at $89M. This is considered adequately funded.

How does St. Louis Firemen compare to other public pensions?

St. Louis Firemen is a Police & Fire plan in Missouri serving 1,407 members. Nationally, the average funded ratio for public pension plans tracked by the Public Plans Database is approximately 75.5%. St. Louis Firemen's funded ratio of 86.2% places it above the national average, reflecting strong fiscal management.

How many members does St. Louis Firemen have?

St. Louis Firemen covers 1,407 total members, including 583 active employees and 819 retirees currently receiving benefits. The ratio of active members to retirees is a key indicator of plan sustainability, when the number of retirees grows relative to active contributors, funding pressure increases.

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Data sourced from official Public Plans Database and actuarial valuations from federal and state pension systems. See our methodology for details. Retrieved and formatted by PlainPension

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the Public Plans Database (PPD). Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.

Data sources used on this page
  • Public Plans Database (PPD) - funded ratios, assets, liabilities, and member counts for US state and local public pension plans, maintained by the Boston College Center for Retirement Research with MissionSquare Research Institute and NASRA. publicplansdata.org
  • NASRA - National Association of State Retirement Administrators public-pension actuarial and policy references. nasra.org

Every figure on PlainPension is rendered directly from the Public Plans Database (Boston College Center for Retirement Research), no number is typed in by an editor. This page aggregates this plan's funded ratio, unfunded liability, and multi-year financial history, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.