How many public pension plans does Missouri have?

Missouri has 12 public pension plans tracked by the Public Plans Database (PPD), covering 558,253 total members. These plans include state-level and local government retirement systems for teachers, police, firefighters, and general employees.

Is Missouri's pension system in crisis?

Missouri's public pension plans average 83.2% funded (#10 of 51, 7.7 points above the national average) with combined unfunded liability $16.21B. Top-third average funding still leaves 0 D/F-graded plans on the roster. Data is sourced from the Boston College Center for Retirement Research.

What is the average funded ratio in Missouri?

The average funded ratio across all 12 public pension plans in Missouri is 83.2% (#10 of 51 among states), based on the most recent Public Plans Database data. A funded ratio of 100% means a plan has sufficient assets to meet all projected obligations. The national average for public pensions is approximately 75.5%. Individual plan ratios in Missouri vary; browse the table above to compare specific plans.

Public Plans Database

Missouri Public Pension Plans

Name: Missouri Public Pension Plans
Creator: Boston College Center for Retirement Research
License: https://www.usa.gov/government-copyright

12 plans · top-third average funded ratio (#10 of 51)

Higher funded-ratio band. Missouri ranks #10 of 51 by average actuarial funded ratio (83.2%), top-third among states with a published average.

Avg funded ratio: 83.2%
Total unfunded: $16.21B
Total members: 558,253
Plans tracked: 12

According to the Public Plans Database, compiled by the Boston College Center for Retirement Research, Missouri’s 12 tracked plans carry a combined unfunded liability of $16.21B at an average funded ratio of 83.2%. Plan cards report FY2023 valuations; this site’s database copy was last loaded in July 2026. See our methodology for the full source and update cadence.

PPD actuarial excerpt

State roster MO Missouri

Missouri: avg 83.2% funded (7.7 points above the national average) · 0 D/F grades · unfunded $16.21B

AVG 83.2%
UNF $16.21B
MEM 558,253
N 12
DF 0
VS +7.7pt
BEST 98.6%
LOW 70.1%

Funded-ratio peers

Nearest funded-ratio peer: Maryland (83.4%)

Average funded ratio neighbourhood vs Missouri (FY2023 plan cards)

0 of 12 published-ratio plans sit under 60% actuarial assets; 0 of 12 carry a D or F health grade. How funded ratios are calculated →

Missouri in the higher-funded third

Health grades and the 83.2% state average (#10 of 51, 7.7 points above the national average) use the same FY2023 plan-card snapshot as the hero KPIs and the table below.

Health-grade counts from the same state plan rows as the roster table

Source: Public Plans Database (Boston College CRR / NASRA) As of FY2023 plan cards; history through FY2024

Average actuarial funded ratio across 12 Missouri plans (FY2023 plan cards)

Plan types in Missouri

Aggregates from the same FY2023 plan-card rows as the roster below. Averages include only plans that report a funded ratio.

Type	Plans	Avg funded	Members	Assets	Unfunded
General State	5	81.3%	268,560	$24.37B	$4.57B
Police & Fire	4	89.2%	9,875	$3.11B	$328M
Teachers	3	78.3%	279,818	$56.74B	$11.31B

Every tracked plan in Missouri

FY2023 plan-card snapshot from the Public Plans Database. ARC is the actuarially required contribution as a share of payroll where reported.

Plan	Type	Funded	Grade	Assets	Unfunded	Members	ARC	1yr return
Kansas City Police	Police & Fire	98.6%	B	$1.12B	$16M	3,546	100.0%	11.4%
St. Louis Police	Police & Fire	95.5%	B	$833M	$40M	2,936	100.0%	14.0%
Missouri State Employees Retirement System	General State	95.1%	B	$8.75B	$449M	148,089	186.1%	8.9%
St. Louis Firemen	Police & Fire	86.2%	B	$554M	$89M	1,407	100.0%	9.8%
Missouri Public School and Education Employees Retirement Systems	Teachers	83.6%	B	$55.24B	$10.83B	260,467	102.5%	8.9%
Missouri Local Government Employees Retirement System	General State	82.0%	B	$10.39B	$2.28B	83,590	n/a	18.6%
St. Louis Public School Retirement System	Teachers	81.3%	B	$849M	$196M	10,251	102.4%	7.5%
St. Louis Employees	General State	80.9%	C	$786M	$186M	12,384	104.0%	0.4%
Kansas City Fire	Police & Fire	76.7%	B	$606M	$184M	1,986	100.1%	9.2%
Kansas City Missouri Employees' Retirement System	General State	76.7%	C	$1.16B	$352M	6,033	100.1%	10.0%
MoDOT & Patrol Employees' Retirement System	General State	71.6%	C	$3.28B	$1.30B	18,464	100.0%	8.3%
Kansas City Schools	Teachers	70.1%	C	$660M	$282M	9,100	120.7%	8.6%

Read our methodology - how this data is sourced, computed, and verified.

Compare inside Missouri’s higher-funded roster

Data sourced from official Public Plans Database and actuarial valuations from federal and state pension systems. See our methodology for details. Retrieved and formatted by PlainPension · Missouri roster FY2023

Compiled by PlainPension, Pension Fund Health Editorial Process · July 23, 2026