General State Pension Plans

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91 general state plans · Avg funded ratio: 75.0%

What the Data Says About General State Pension Plans

The Public Plans Database (PPD), maintained by the Boston College Center for Retirement Research, tracks 91 General State pension plans across the United States, covering a broad range of state and local retirement systems that share the general state occupational category. These plans report a weighted average funded ratio of 75.0%, based on each plan's most recent CAFR and actuarial valuation. Individual plan health varies widely within this category, from plans graded A for strong funding discipline to plans graded F that face severe structural shortfalls requiring legislative intervention.

The 75.0% category average for General State plans falls near the national public-pension average of 75.5%, indicating moderate funding gaps that vary significantly by state and sponsoring entity. Each plan's trajectory depends on contribution adequacy (whether employers pay the full Annual Required Contribution), investment returns relative to the assumed rate, and demographic trends such as the ratio of active contributors to retirees drawing benefits.

Public pension plans, including these general state systems, differ from private-sector pensions governed by ERISA and backstopped by the Pension Benefit Guaranty Corporation (PBGC). Public plans rely on the full faith and credit of the sponsoring state or local government, meaning funding shortfalls are resolved through state and local budget decisions rather than federal insurance. This information summarizes official Public Plans Database disclosures and is provided for research and educational purposes only. It is not financial, legal, or retirement-planning advice; active and retired members with specific benefit questions should consult their plan administrator.

Plan Funded Ratio Grade
Denver Employees Retirement Plan 106.9% B
Omaha ERS 101.4% B
West Virginia Consolidated Public Retirement Board 100.1% B
Baton Rouge City Parish Retirement System 99.5% B
Jacksonville General Employee Pension Plan 98.8% B
Milwaukee City ERS 98.6% B
Manchester Employees' Contributory Retirement System 98.6% B
Rhode Island Employees Retirement System 98.0% B
Illinois State Retirement Systems 97.2% B
Louisiana State Parochial Employees 97.0% B
Illinois State Universities Retirement System 96.6% B
Nashville-Davidson Metropolitan Employees Benefit Trust Fund 95.8% B
Nebraska Retirement Systems 95.1% B
Missouri State Employees Retirement System 95.1% B
Boston Retirement Board 92.0% B
Delaware Public Employees Retirement System 91.0% B
Colorado Public Employees Retirement Association 90.7% B
Florida Retirement System 89.6% B
Oregon Employees Retirement System 88.2% B
Cincinnati Employees Retirement System 88.0% B
Nevada Public Employees Retirement System 87.3% B
Seattle Employees Retirement System 87.0% B
New Jersey Division of Pension and Benefits 85.9% B
Oklahoma Public Employees Retirement System 85.5% B
Kansas Public Employees Retirement System 85.4% B
Detroit Employees General Retirement System 82.6% B
Utah Retirement Systems 82.4% B
New York City Employees Retirement System 82.2% B
Missouri Local Government Employees Retirement System 82.0% B
Los Angeles Water and Power 81.6% B
Hawaii Employees Retirement System 81.4% B
Arkansas Public Employees Retirement System 81.4% B
St. Louis Employees 80.9% C
Maryland State Retirement and Pension System 79.9% B
Idaho Public Employee Retirement System 78.2% C
South Dakota Retirement System 78.1% B
Kansas City Missouri Employees' Retirement System 76.7% C
Vermont State Employees Retirement System 76.3% C
New Orleans Employees' Retirement System 75.8% C
Indiana Public Employees Retirement System 75.5% C
North Dakota Public Employees Retirement System 75.5% C
North Carolina Retirement Systems 75.2% C
Dallas ERS 75.0% C
Kentucky Retirement Systems 75.0% C
New Mexico Public Employees Retirement Association 74.8% C
Oklahoma City Employee Retirement System 74.7% B
Miami General and Sanitation Employees 73.5% C
Birmingham Retirement & Relief System 72.9% C
Texas Employees Retirement System 72.8% C
Tennessee Consolidated Retirement System 72.0% C
Arizona State Retirement System 71.8% C
Wichita Retirement System 71.7% C
MoDOT & Patrol Employees' Retirement System 71.6% C
California Public Employees Retirement System 71.3% C
Minnesota Public Employees Retirement Association 71.3% C
Phoenix Employees' Retirement System 71.2% C
Michigan State Employees Retirement System 70.6% C
Wisconsin Retirement System 70.5% C
Los Angeles City Employees Retirement System 70.3% C
Sioux Falls ERS 68.8% C
Mississippi Public Employees Retirement System 68.8% C
Atlanta General Employees Pension Fund 68.6% C
Massachusetts State Employees' Retirement System 68.5% C
South Carolina Retirement Systems 68.1% C
Ohio Public Employees Retirement System 67.4% C
Alaska Public Employees Retirement System 67.0% C
Pennsylvania State Employees Retirement System 66.9% C
Baltimore City Employees 66.9% C
Connecticut State Employees Retirement System 66.7% C
Burlington ERS 66.5% C
Virginia Retirement System 65.9% C
Wyoming Retirement System 65.2% C
Alabama ERS 63.4% C
University of California Retirement System 62.8% C
Tucson Supplemental Retirement System 62.2% C
Austin Employees' Retirement System 62.1% C
District of Columbia Retirement Board 59.8% C
Minnesota State Retirement System 58.7% C
Maine Public Employees Retirement System 58.6% D
Washington Department of Retirement Systems 57.9% D
New Hampshire Retirement System 57.6% D
Georgia Employees Retirement System 56.9% D
Montana Public Employees Retirement Board and Administration 56.1% D
Louisiana State Employees Retirement System 54.8% D
Bismarck Employees' Pension Plan 54.4% D
New York State and Local Retirement Systems 54.3% D
Iowa Public Employees Retirement System 45.8% D
Chicago Laborers 33.5% F
Des Moines Water Works 26.3% F
Providence Employees Retirement System 23.4% F
San Diego City ERS N/A F

Read our methodology - how this data is sourced, computed, and verified.

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Data sourced from official Public Plans Database and actuarial valuations from federal and state pension systems. See our methodology for details. Retrieved and formatted by PlainPension

Every figure on PlainPension is rendered directly from the Public Plans Database (Boston College Center for Retirement Research), no number is typed in by an editor. This page aggregates every tracked plan of this type, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.